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Encinitas Housing
Encinitas Housing

A thorough guide to Housing in Encinitas – affordable & market rate.

Seniors

ENCINITAS APARTMENTS AND PROJECTS BUILT SPECIFICALLY FOR THOSE AGE 55+

55+ communities in San Diego County

  • Must maintain 80% of units with at least one resident 55+
  • Must enforce age verification and policies
  • Must follow local zoning + affordability rules (if applicable)
  • May allow adult children over 18 to live with their parents, especially if they are providing care or support.
  • Disability Exceptions: Some communities make exceptions for individuals with disabilities, even if they are younger than 55.

THE LIST
(by community)

ENCINITAS TERRACE APARTMENTS
Old Encinitas

  • LOCATION: 454 Requeza St., (760) 363-3247
  • AMENENITIES
    • Recreation Room
    • Elevator
    • Covered Parking
    • Outdoor Barbecue Grill and Picnic Tables
    • Pool

ENCINITAS SENIOR LIVING APARTMENTS
New Encinitas

  • LOCATION: 504 S El Camino Real, (760) 334-8012
  • AMENENITIES
    • Private dining room available for special occasions
    • Outdoor grill & dining space
    • Patio
    • On-site parking
    • Library
    • Wi-Fi in common areas
    • Courtyard

CANTEBRIA SENIOR APARTMENTS
New Encinitas

  • LOCATION: 645 Via Cantebria, (760) 436-1989
    • Owned by Mercy Housing
  • UNITS: 44 Total
    • Limited to households earning 50% or less of the Area Median Income (AMI), with rents generally set at 30% of a resident’s income.
    • Waitlist – Since this property is a Section 202 property and includes rental assistance, it will tend to have a longer waiting list. Sometimes these waiting lists can be months or years long and may or may not be accepting new applicants. Contact the property to verify.

HIGH COUNTRY VILLAS
New Encinitas

  • LOCATION: Willowspring Dr. & Encinitas Blvd.
  • HOMES: 546 (one-story attached homes and two-story condominiums, purchased on the open market)
  • DATE BUILT: 1973 – 1985
  • OTHER:
    • 9- hole golf course
    • 2 pools
    • Not gated

    CARDIFF BY THE SEA SENIOR APARTMENTS
    Cardiff

    • LOCATION: 3459 Manchester Avenue, 760-632-8008
    • AMENENITIES
      • 1 & 2 bedroom units
      • On-Site Laundry Care Center
      • Beautifully Maintained Courtyards
      • Resident Parking
      • Pets
        • Deposit, monthly fee, and limited number of pets
    • NOTE – the Church is expanding this complex under the Housing Element with construction set to start in late 2026 (see New Projects) .

    BELMONT VILLAGE
    Cardiff

    • LOCATION: 3535 Manchester Ave.
    • LIVING OPTIONS
      • Independent living
      • Assisted living
      • Memory care
    • CONTACT: (760) 436-8900

    BELMONT VILLAGE II
    Cardiff

    • LOCATION: Manchester Ave. and I-5 (strawberry fields)
    • HOMES: 16
      • 1 market rate, 15 affordable
      • Also includes
        • 89 assisted living units
        • 28 memory care units
    • STATUS: Construction started in March 2026
    • NOTE – It’s unclear if this new project will replace their other property named “Belmont”, which is up the street. We’ll update when we learn more.

      Guiding you to your next home.

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