A thorough guide to Housing in Encinitas – affordable & market rate.
Seniors
ENCINITAS APARTMENTS AND PROJECTS BUILT SPECIFICALLY FOR THOSE AGE 55+
55+ communities in San Diego County
Must maintain 80% of units with at least one resident 55+
Must enforce age verification and policies
Must follow local zoning + affordability rules (if applicable)
May allow adult children over 18 to live with their parents, especially if they are providing care or support.
Disability Exceptions: Some communities make exceptions for individuals with disabilities, even if they are younger than 55.
THE LIST (by community)
ENCINITAS TERRACE APARTMENTS Old Encinitas
LOCATION: 454 Requeza St., (760) 363-3247
AMENENITIES
Recreation Room
Elevator
Covered Parking
Outdoor Barbecue Grill and Picnic Tables
Pool
ENCINITAS SENIOR LIVING APARTMENTS New Encinitas
LOCATION: 504 S El Camino Real, (760) 334-8012
AMENENITIES
Private dining room available for special occasions
Outdoor grill & dining space
Patio
On-site parking
Library
Wi-Fi in common areas
Courtyard
CANTEBRIA SENIOR APARTMENTS New Encinitas
LOCATION: 645 Via Cantebria, (760) 436-1989
Owned by Mercy Housing
UNITS: 44 Total
Limited to households earning 50% or less of the Area Median Income (AMI), with rents generally set at 30% of a resident’s income.
Waitlist – Since this property is a Section 202 property and includes rental assistance, it will tend to have a longer waiting list. Sometimes these waiting lists can be months or years long and may or may not be accepting new applicants. Contact the property to verify.
HIGH COUNTRY VILLAS New Encinitas
LOCATION: Willowspring Dr. & Encinitas Blvd.
HOMES: 546 (one-story attached homes and two-story condominiums, purchased on the open market)
DATE BUILT: 1973 – 1985
OTHER:
9- hole golf course
2 pools
Not gated
CARDIFF BY THE SEA SENIOR APARTMENTS Cardiff
LOCATION: 3459 Manchester Avenue, 760-632-8008
AMENENITIES
1 & 2 bedroom units
On-Site Laundry Care Center
Beautifully Maintained Courtyards
Resident Parking
Pets
Deposit, monthly fee, and limited number of pets
NOTE – the Church is expanding this complex under the Housing Element with construction set to start in late 2026 (see New Projects) .
BELMONT VILLAGE Cardiff
LOCATION: 3535 Manchester Ave.
LIVING OPTIONS
Independent living
Assisted living
Memory care
CONTACT: (760) 436-8900
BELMONT VILLAGE II Cardiff
LOCATION: Manchester Ave. and I-5 (strawberry fields)
HOMES: 16
1 market rate, 15 affordable
Also includes
89 assisted living units
28 memory care units
STATUS: Construction started in March 2026
NOTE – It’s unclear if this new project will replace their other property named “Belmont”, which is up the street. We’ll update when we learn more.